What is a good first time credit card?

What is a good first time credit card?

My wife wants to start building her credit but has no existing credit right now, so what would be a good first time credit card?

Related :

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How to make 400 dollars fast?
I want to buy an Ipod Touch 64 GB and its 400 dollars plus something for it which adds up to $422.84 and I need to make some money. Im gonna do some chores like carwashes, cleaning, and taking out the trash and dishes. that all would add up to 90 a month. I need the money in less than 2 months. My friends are gonna chip in and give me 20 so thats 40. I have 60 dollars so far. My mom and dad can’t find about the ipod.””
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Is the interest rate on the Emerald Advance annual?
It is actually an unsecured loan, having nothing to do with my refund, as I was told I could file with someone else (I use TurboTax anyway). A coworker told me she thought it was a monthly rate. If it is so simple, and it is required that they report it as APR, then I don’t understand why she said she couldn’t answer whether or not it was annual.””
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What is the formula for estimating auto loan monthly payments with annual interest of 21%?

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Which elements should be the best conducter of electric current?
A. Germanium B. Sulfur C. Aluminum D. Helium
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Pre-approved Capital one Auto Loan. Sent a letter w/ local dealer???? Legit?
I was sent a letter from Capital one saying I am approved for an autoloan up to 30k. They gave me the name of some local participating dealer to go to between the 28th and 30th. I called the number to confirm the pre-approval number and it’s some automated capital one number. The numbers 18006859508 and approval number is 451320233. It says I can walk in there with no money down and own a car that day from Deal Maker Ford in Liverpool NY. All I have to do is bring income proof and a utility bill along with my drivers license and insurance to drive a new car home. This is almost to good to be true. My credit score is only in the mid 600’s so I never thought I’d qualify for anything like this. I have been a customer of capital one for 2 years with a $500 credit card limit thats in good standing.
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Apartment with bad credit?
Am i able to get an apartment with bad credit? And im not talking about living in some ghetto either. Decent to nice apartments. I’ve lived with my family all my life and i am 24.
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“”If you are a banker and expect interest rates to rise in the future, would you want to make short-term….?””
If you are a banker and expect interest rates to rise in the future, would you want to make short-term or long-term loans?””
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What are sub prime mortgages?
I understand they are mortgages in bad shape but does that mean good mortgages aren’t called sub prime mortgages as well. Does it mean that the people taking out mortgages can’t pay so the mortgage company goes bankrupt? I want to do a term paper on the issues with mortgages and foreclosures going on now.
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How can I have someone assume my mortgage?
I unfortunately am going to have to move out of state. I bought my house in 2008 and with the short time I have been here plus the downturn I would not be able to sell this house outright. My mortgage is eligible for assumption but Chase was not very clear on how to do it. Is there a closing, what are closing costs like? I know they have to qualify for the mortgage, but I just am not to clear on the whole process.””
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Lowest Credit Score 565 highest 721 can i get a car loan????please help?
my experian score is 565 Equifax 721 and Transunion 666 can i get a car loan for this and how much will i be Getting?? for a car loan?? what else do i have to have to qualify eg. job? assests? and what not. and how do they determine my fico score??
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Why won’t my mortgage company accept partial payments?
Instead of paying 1 monthly payment of 1500.00, I want to make a payment every 2 weeks of 800.00 via my online banking. I called the mortgage co and they said they wont accept any less than 1 whole payment. Should I send it anyway? I will this force them to not charge me interest on the amount sitting in escrow? Thanks, Trying to Catch up in LA PS. Payments would be submitted prior to due date so no default issue. 1st pmt in advance, 2nd pmt on due date.””
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My husband is filing bankruptcy?
I am not filing. we have a paid for 6 year old car that is titled to myself or my husband. I want to trade it in and get a new car in my name only before he files. can i do that ok?
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Car loan online — trustworthy web site?
Can you recommend any genuine and trustworthy web site for car loan?
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Does getting payday loans build credit?
i work for a cell phone company and when i run my credit my credit class is usually $150 which means u dont have credit but after i got that loan my deposit amount went down to $100 which means ok credit
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Can I get a new car loan with a credit score of 530?

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What’s the best student loan repayment for me?
I have just graduated from a university in California and have to repay my loans. As a future law student (I have been accepted), I will not be employed my first year because they discourage it. Whats the best payment plan for me based that I will not be making money. Here are the options: Repayment Plan Options Different repayment plans have been developed to make sure you can afford your student loan payment. Contact your lender to sign up for the plan that’s right for you. Standard Repayment Plan Unless you request a different plan, you will automatically be on the Standard (or Fixed) Repayment Plan at the end of your grace period. You will pay the same amount each month for up to ten years. The amount of your payment is based on the amount you borrowed, with a $50 minimum payment. Graduated Repayment Plan With the Graduated Repayment Plan, your payments begin lower and rise over time. The term for this repayment plan will be ten years or less. If you choose this option, keep in mind that lower payments mean you will pay more interest over the life of the loan than if you use the Standard Repayment Plan. Extended Repayment Plan If you owe at least $30,000 in student loans that were disbursed after October 7, 1998, you may be eligible for Extended Repayment. This plan allows for a term of up to 25 years. This plan will require you to pay more interest over the life of your loan. Income-Sensitive Repayment Plan The income-sensitive repayment plan bases your monthly payments on your gross monthly income. The amount of your payment may change annually as your income changes. If the income-sensitive plan lowers your payment, you will pay more interest over the life of the loan. Income-Based Repayment Plan The income-based repayment plan (available July 1, 2009) is for borrowers experiencing financial hardship. You may receive loan forgiveness after 25 years of repayment. Your eligibility is evaluated annually.””
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How do i get a free credit check online asap?

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How do i get my free credit report with out using a credit card?

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Good swimming nicknames?
Hi, the other day i noticed that nearly all olympic swimmers have nicknames and i was wondering if anyone could think of a good swimming nickname for me, because of my big nose i used to be called swordfish but i don’t really like that. My full name is Mark Saxby and i have a big nose, if you have any suggestions please write them down ;)””
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Where can I find a bank that will over-finance an auto loan?
I’m looking for a bank that is willing to over-finance an auto loan. In other words, I want to purchase a car worth $15,000, but borrow $30,000 and take out the other $15,000 in cash. Does anyone know of a bank that is willing to do that? I have excellent credit.””
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If I file for bankruptcy will I lose my home? I am the co-signer on our mortgage.?
My husband is the co-signer and will not be filing for bankruptcy.
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“”If i finance a car, would i have to pay full coverage for insurance? I live in Massachusetts.?
i know an auto loan you have to.. but what about financing??
“What is a good first time credit card?

My wife wants to start building her credit but has no existing credit right now, so what would be a good first time credit card?

My wife wants to start building her credit but has no existing credit right now, so what would be a good first time credit card?

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Can I cancel my mortgage before closing?
Almost a month ago my husband and I signed papers to start processing our mortgage refinance with mortgage broker . Last week, my husband found a better deal which is lower interest rate and lower closing cost. Today, my husband got a call from mortgage broker that we can now close the deal. My husband mentioned that we are no longer interested. The owner of the company called and left a voice message that we can’t just back out and we have to pay $2,000 for processing fee even though my husband and I signed that the Application Fee, Appraisal Fee and Credit Report Fee will cost us $0.00. The broker company owner also said, that not to pushed this further which I think he meant they can sue us if we back out or if we do not to pay the $2,000. We live in Wisconsin. Do they have legal right to do that? There is nothing in papers that we signed that if we back out or cancel this we will need to pay for this amount. Please need your help. We are so confuse. Will our credit score get affected? Will they win if they decided to sue us? Any help is definitely appreciated. Thank you!””
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Can you pay with cash at best western or do you have to have a credit card?

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How do I get my mortgage loan approved if the appraiser declared the house uninhabitable?
I currently have a contract on an as-is house that needs a new roof. The roof leaked through to the ceiling in one small (2' by 3') area, so the appraiser said the house is uninhabitable. Therefore, I can’t get the mortgage until I fix the roof and the ceiling. The estimates to do patch jobs on both are about $500 each. I know that I need a new roof and a new ceiling, and intend to replace both as soon as I close, but I’m definitely not going replace both before I close. It would be much more cost effective for me to find some way around the uninhabitable”””” appraisal””
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Can a creditor report negative information on your credit report after you file Chapter 7?
I have two accounts that are still being reported negative as of 5/31/2011. They do say Chapter 7 at the bottom of the list but it also says derogatory and has a recent date listed all of the other accounts say paid. My bankruptcy was discharged in April of 2010 and these accounts were listed on the bankruptcy. Also a judgment was filed on one of these accounts against me after i filed bankruptcy. How would i go about removing these thank you for any advice.
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How can I buy a home with mold?
We have found a home that is perfect and want to buy. We have been approved for an FHA loan. The problem is that the home has a small amount of mold in the basement that can easily be taken care of. FHA will not loan money on a home with mold, correct? what can we do ? Can’t clean it before inspection obviously because it is not our home.””
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Calculating Interest Expense?
You receive a credit card application from Shady Banks Savings and Loan offering an introductory rate of 1.5% per year, compounded monthly for the first six months, increasing thereafter to 18% compounded monthly. Assuming you transfer the $5,000 balance from your existing credit card and make no subsequent payments, how much interest will you owe at the end of the first year?””
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I have applied for payday loans but not find any response please tell me about this?
simple term and condition of payday loans
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Should we get a single or joint mortgage?
Hello, My situation is that I live with my fiance, he has owned his own house for 5 years, I moved in a couple of years ago. I have never had a mortgage, and contribute half of the bills (excl mortgage) at the moment. I am at university, but will finish next year — I live off a student loan. Partner works full time in a stable job. We are looking at buying another house. We were originally just going to leave the mortgage at a single application and change it to a joint mortgage when I graduate and get a job. However we have been told that changing a single mortgage to a joint mortgage would incur fees, and a lot of hassle. Is this true? Would it be best to make an application for a joint mortgage even though I have no income at the moment? Could I even do so? Thanks for any help!””
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Are there any online companies that will work with people who have a bad credit but would like a loan?

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“”Reverse Mortgage,Which is the best Bank?
What is reverse Mortgage. Which is the best Bank.
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Best place to get loan with rubbish credit?
I have the worst credit in history yo say the least but i looking to get a loan…that way i can build my credit. Doea anyone know where i can get loan? I have been refused everywhere….even for payday loan :-( i dont own a property either.
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I owe unemployment money can i include that in bankruptcy chapter 7?

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“”My auto loan is based on a simple interest calculation, how does that work?””
It says, The interest is calculated daily. The interest charge is calculated based on the number of days in the month that the principal is actually outstanding. This could differ from month to month depending on when you make your payment.”””” Is it better to pay earlier in the month then?””””””
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Does it make a difference if I apply for an auto loan with my bank online or in person?
i have a pretty good 4 year long account history with the bank as well
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How can I find out how much I have in my 401k?
I worked in three different jobs in past 5 years. Now, I’m unemployed. I wonder if there’s any money I could collect now.””
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“”I have bad credit but need a 20,000 dollar loan?””
I am 26-years old and owe about 3,500 total on four different credit cards. I just recently got laid off and moved several times due to this reason and haven’t been able to keep up with the payments. How will my credit score be if I owe about 3–4,000 dollars on four different credit cards (pepboys, 2 visas and chase) I don’t have a job yet but once I do I want to apply for a 20,000 loan and buy a town house throughout the area. (starter home) Any ideas if this is possible or is my credit too screwed up? Thank you! Also, I am still seeking employment!””
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Where can I get a credit check that is truly free in the UK?
I want to check my credit report, once only, at no cost. all the companies say they are free but actually you need to enter credit card details for the next month’s payment etc. I only want to do one check today and I want one that when it says its free it really is free!””
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Online loan with cosigner?
I am thinking of applying for a loan online. I have poor credit, but I have a cosigner with a credit score above 700. But, he lives 200 miles away. How will they go about getting all the documentation and everything with us that far apart. Are online loans paperless? How do they work?””
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Best way to pay off a personal Loan?
We took out a loan (10.5 Interest Rate) in 2006 which is due to complete in 2014 but we want to pay it off quickly. We have 10,000 remaining to pay off which we can do in 6–8 months by paying between 1245–1500 a month. Tried to set up ‘additional payments’ with bank and they gave 2 options: 1) make additional payments and settle the amount 2) put the additional payments aside in seperate account then settle as lump sum in 6–8 months and bank will pay back the interest they’ve charged for 3yr period as we’ve settled 3yrs early. Not sure if we can trust bank to give advice for our benefit………please advise!””
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Has anyone heard of I3 Lending mortgage company?
They have offered me an excellent rate (3.5% with 3.5% APR and our lender fees of $1695 and appraisal fee of $400 would be credited to you by us if rates stay the same””””) but I can’t find any reviews on them. Let me know what you think of them!””””””
“What is a good first time credit card?

My wife wants to start building her credit but has no existing credit right now, so what would be a good first time credit card?

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How long with a ch 7 bankruptcy?
will it take for me to get an apartment? does it have to be discharged? how long does that take?
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Can I get a decent auto loan rate?
I am looking to spend $28k (prior to taxes). I make a tad over $50k a year. My debt to income ratio is 17% (going by take home pay per month, not counting rent or utilities b/c my husband pays them). Most of my debt is student loans. 4 years at job, 3+ years at current residence, no late payments. I am looking at a VW. No co-signer. Fico range of 710–745. This would be my 1st auto loan. Also, being as I do not pay rent or utilities, how does the bank know this? I am married and apartment in mine and husbands name. Husband not buying this car with me. We have combined household income of $120k/yr. but again, I will be paying for this, not him (he has own car payment). Thanks!””
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Can I include my mortgage in the chapter 7 bankruptcy?
I am upside down with my mortgage can file it on 7 bankruptcy?
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How can I get credit if I have no credit?
I’m mainly concerned because jobs I apply for and other things delay processing me because they double check to make sure there isn’t a problem because I have no credit. I have applied for several credit cards but always turned down for lack of credit.
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How can I get good motorcycle financing with bad credit?
I had perfect credit up to a year ago, when personal issues required me to file bankruptcy. That was in January of 2007. The bankruptcy has now been discharged. Anyways, I am looking at a Yamaha YZF-R6S. I have more then enough to pay for insurance and the monthly payments, but there is no way that I will be able to get financed by the dealer. Can anybody tell me any places that I can go that may work with my credit score of 579? Also, if anybody else has any other bikes 600cc and up that they would recommend, I would appreciate it. Thanks!””
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Can i get a home loan with bad credit?
My credit is far less than perfect. In the next year or so, i want to look into getting a house. Would i be able to get qualified for a loan through anyone?””
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Is American Standard Online or americanstandardonline.com a scam? I called them but something is not right?
I saw their add in craigslist and the program seems too good, the only one thing is that I have to pay $199.00. Please Help!!!””
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Has anyone done Rapid Refund yet?
Thanks guys I did my own on Turbo Taxes. No need for H&R block any more. Thanks a million. and I saved a couple hundred bucks!
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How will being one day late on a credit card payment affect my credit score?
I paid my credit card bill one day late. I was told by the customer service rep at CapitalOne that it is going to be automatically reported to the credit bureaus as being late and there is nothing that can be done to keep this from happening. Is this true? And what kind of impact will this have on my otherwise blemish-free credit report and for how long?
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He owes me money and filed for bankruptcy?
i am a creditor for a small business, they filed for bankruptcy but i have proof that they did not disclose all their assets. what do I do? i need my money back..””
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I want to know the best way to get an auto loan for a new car? I have average credit & car I just paid off?
I make $17.00 hr and have 4credit cards in good standing totaling $15000 in debt. Where is the best place to get an auto loan for a new Honda accord. My rate will probably be high but I plan to pay it off early like my last car.
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Does anyone know where I can get a loan fast that is not a payroday loan? I’m desperate. Please help!!?
need private loan that isn’t payday loan!! If anyone can help I would appreciate it!! thanks
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Where can i get my credit score for free? no membership or sign ups?

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Get me out of Payday Loan HELL!!?
I was foolish and got way in over my head with payday loans. I finally closed my account and now I owe about $2000 to six different lenders. Does anyone know how I should proceed? It seems like these debt consolodation places are as shady as the loan places. How do I pick and honest one that is on my side?
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I’m not sure what it means on my credit report when it says it’s scheduled to continue on record until XXXX.?
So, those things will be gone, but can’t they go back on if I’m still in negative standing. Most of these would be the student loans, but the first one is a Cable company from when I was first married…””
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Is it possible to negotiate an lower interest rate for an auto loan or should I refinance my auto loan?
Has anyone done this before? What is the process?
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What makes a home fail inspection when financing Rural Development?
We are looking at buying a home that can go rural development. What are they looking for when they do the inspection? What will cause it to fail? The house is in need of some minor cosmetic work like fresh paint and some kitchen cabinet doors. My main concern is the roof. It needs to be re-shingled. It doesn’t leak or anything, but it will need new shingles soon. Has anyone bought a home through rural development before? What can cause it to fail inspection?””
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Can u file bankruptcy after fractured leg surgery?
If a person needs leg surgery (broken tibula and fibula estimated cost 50k) without health insurance, is there any chance that they do surgery and person agree on monthly payments and is it possibile after a while to file abankruptcy? (person dont own home or anything like that) how does that works? and is there any way to not pay so much money for surghery if person doesnt have health insurance””
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Is ANZ a good bank to get a personal loan with?
hi im 19 got approved a personal loan of 7,000 with anz i havent heard much about them, eg. fees and all of that, i just want someone who has previously had a personal loan with them to tell me if they are good or bad as i do not want to get myself in a bit of a knot!!!””
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How do I start paying down the debts on my credit reports?
I want to start paying down the debts on my credit reports. I am getting ready to order all 3 reports. I want to look them over and see what needs to be paid. I am not sure how to go about paying them. Will paying them off get my credit good again? And, if I pay them, will they be deleted from my credit reports? I am in a position now where I may soon need decent credit. And I have a bankruptcy I filed in 2004 which will roll off next year, finally. I don’t want to go through a debt consolidation service because the debts are for minimal amounts like $125.00 and $50.00, etc. and, I have no credit card debt because I can’t get a credit card. It will take longer do it that way, too and it’ll cost more in the long run. I think it’s better for me just to pay each one separately. How would I go about starting to do this?””
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Auto Loan Default?
What are the ramifications in NC if you default on an auto loan (If the loan payments are currently and you simply return the vehicle to the financer do to inability to continue to pay the loan)?
“What is a good first time credit card?

My wife wants to start building her credit but has no existing credit right now, so what would be a good first time credit card?

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